This is a personal blog, written and edited by me.  All content is solely an opinion and should not be taken as professional advise or counsel.  Any information contained in this blog is for general informational purposes only.  While I make every effort to keep this current and accurate, I make no representations or warranties of any kind, expressed or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the blog, or information, products, services, or related graphics contained within the blog.  Any reliance you place on information contained in this blog is therefore at your own risk.

In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.  I will not be liable for any negative consequences you may incur after reading such blog, including but not limited to injury by scissors, printer malfunctions, paper cuts, grocery cart accidents, falling objects from shelves, grocery store conveyor belt mishaps, death by boredom, coupon unfriendly retailers, upset spouses, or anything else that anyone can think of.
You will, from time to time, be able to link to other websites, for which I have no control or authority of the content, nature, or availability of those sites.  The inclusion of a link to another site does not necessarily imply a recommendation or endorse the views expressed on such sites. 

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You agree, by using this site, to hold the author and affiliated parties harmless from any and all third party claims of liability, loss, or expense. 

This blog accepts forms of cash for advertising, sponsorship, paid insertions or other forms of compensation. The compensation received may influence the advertising content, topics, or posts made in this blog. That content, advertising space, or post may not always be identified as paid or sponsored content. The owner(s) of this blog is compensated to provide opinion on products, services, websites and various other topics. Even though the owner(s) of this blog receives compensation for our posts or advertisements, we always give our honest opinions, findings, beliefs, or experiences on those topics or products. The views and opinions expressed on this blog are purely the bloggers' own. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer, provider or party in question. This blog does contain content which might present a conflict of interest. This content may not always be identified.

Bottom line.....the author cannot be held liable for anything contained in this site.